Geosys | Crop Insurance & Financial Risk Mitigation






What Geosys can do for you
Manage exposure to risk
- Create risk maps for underwriting using 20+ years of historical weather conditions
- Define more accurate premiums and coverages by combining risk maps with field level vegetation data to better understand individual performances
- Enable fair market pricing by establishing unique portfolios based on risk profiles
Improve operational efficiency
- Ease and standardize underwriting by quickly evaluating risk profile
- Improve cashflow management through policy dispersion maps to immediately detect risky exposures
- Simplify the claims management process by prioritizing field visits
- Avoid improper indemnities with satellite maps to validate weather conditions and measure damages
Develop better insurance products
- Inform new index-based models with accurate, reliable third-party data
- Use our tools to look at current and historic crop and weather data in any region
- Demonstrate the value of index-based products to customers with localized simulations based on historical data
Helping you find the right solution
Vegetation Indexes
-
NDVI (Normalized Difference Vegetation Index), EVI (Enhanced Vegetation Index), CVI (Chlorophyll Vegetation Index), GNDVI (Green Normalized Difference Vegetation Index), LAI (Leaf Area Index) and more if needed.
-
Color composition maps: True and False colors maps used to visualize vegetation cover.
-
Vegetation Time series: vegetation growth measured daily
-
Burnt crop index
Agronomic Analytics
-
Yield Variability and Yield Goal Map
-
Organic Matter Map
-
Satellite derived Management Zones
-
Elevation and slopes map
-
Nitrogen application maps (for wheat, barley, canola and more)
-
Field Variability indicator
-
Yield Trend Update
Weather Data
-
Multi-model dataset covering historical, current weather and forecasts
-
Several aggregation levels: admin unit, small ag region and location based
-
Ag parameters: temp min, max, average, rainfall, wind speed, humidity, snow depth, atmospheric pressure, soil moisture and temperature precipitations (Daily)
Notifications & Warnings
-
New satellite image notification
-
Difference map with change detection
-
Fields benchmarking
-
Vigor status change
-
Agro climatic alerts
-
Crop emergence date
-
Harvest date
-
Crop flowering date
Web Applications
Get started today with ready-to-use applications or discover how we can build a solution tailored to your business.
Geosys API
Seamlessly connect your applications with the highest quality data and analytics.
Partner Platforms
Connect with us through third-party platforms such as QGIS, John Deere Operations Center, and more.
Reports, Dashboards and Exports
Gain easy access to the analytics you need – when and how you need them.
Expert Analysis
Our crop analysts provide your business with the insights you need by combining our global view with our local expertise.
Consulting
Consulting services to help define strategies for using and maximizing Geosys analytics
Customization
Customization services – from user interface, to dashboards, to custom applications – we help to ensure your business needs are being addressed.
Configuration
Configuration services to ensure our applications best meet your specific business needs for alerts, benchmarks and more.
API Integration
API integration support to define the best workflows and strategy for integration with our platforms.
Our Approach
We learn what you need
We recommend an approach
We right-size and deploy
We provide ongoing support
Portfolio Monitoring
Tim is an insurance product manager staying ahead of the curve with Agriquest® global monitoring tool by mapping all his active contracts for daily monitoring. Through the tool, he can track weather and crop conditions in addition to setting alerts for instant notifications of activity that may affect his clients. Tim can quickly see what contracts are affected to know if and where to dispatch his team, and when re-insurance needs to be notified.
The improved use of his resources saves Tim money and the continuous monitoring helps provide perspective for forecasting business needs throughout the year.
Index Based Products
Mary has been able to greatly expand her cooperative’s business by developing a new index-based product using historical data made available through Agriquest® global monitoring tool, making it efficient and cost effective for broad distribution. While Geosys runs the database and index calculation, her cooperative can provide the product with minimal administrative work or field teams.
Launching a new product offering can be a hurdle to adoption, but the Agriquest® tool has allowed Mary to show the value to growers through localized simulations based on historical data that quickly show how much they would have received in case of losses in past years. Demonstrating the value to the customers has provided even better return on investment for Mary.
Market Differentiation
As competition increases, Daniel knows that he needs to differentiate his services. He already uses Agriquest® global monitoring tool for portfolio management and sees the power of remote sensing in action – so now he’s going to empower his growers to make better decisions on their fields.
Daniel is now offering his clients access to Croptical® farm monitoring tool which gives him greater visibility to their progress throughout the year while helping the growers benchmark performance, target their scouting efforts, and identify opportunities to protect and maximize yield potential.
We know what matters to you

Agribusiness experts
We help you choose the right solution and translate global data into localized insights

Experience and innovation
Proven track record of adaptability and scalability

Accuracy
Everywhere, every day we guarantee scientific grade data

Historical perspective
Up to 30 years of archive data and maps available instantaneously

Custom solutions
We can partner with you to create tailored, scalable solutions

Future-proof
Data processing and analysis works with any remote-sensing technology
Processing data for better analytics with EarthPipeline

Source-agnostic image acquisition
We acquire images from a variety of sources systematically to ensure a daily flow of data to our customers. Once acquired, images are automatically downloaded into our proprietary processing system, which runs 24 hours a day.
Adjusting for the atmosphere
Haze, smoke and moisture all affect the solar radiation reflected from a plant so corrections must be made to get the most accurate reading from the sensors.


Correcting all the angles
The angle of the sun and the angle of the sensors impact the quality of the data and must be corrected for accuracy and comparison across time and source.
Cross calibration to standardize data
Proprietary software paired with industry leading algorithms ensure consistency across the various imagery sources while capturing every useful pixel.


Cloud and shadow masking
Some clouds are obvious – some are not – but all clouds interfere with quality data. We identify the clouds and their shadows to ensure the data we deliver is clean and clear.
Quality assurance throughout
From beginning to end, we have quality assurance check-points to verify that every pixel that goes into our database is of the highest quality so you can be confident in the decisions you make based on our data.


Storage and delivery
Shortly after acquisition, we’re able to store images by the pixel providing instantaneous access to a variety of maps and indices delivered through user applications.
Data Capabilities
We compile daily imagery and weather data with 30+ years of historical data – delivering it through cloud-based services for on-demand, real-time processing and interactive analysis. Our data science team and crop analysts use machine learning and AI to transform data into analytics, making efficient and effective risk management solutions.

Insurance News & Updates
Insurance Press Releases
Insurance Technology Insights
We want to work with you
FAQ
Our satellite and weather data spans the globe – we can provide support in any agricultural region.
Thirty years of global experience backed by local expertise. Our heritage speaks to our adaptability, as you cannot survive in the agriculture industry if you remain stagnant. Our reach speaks to our scalability – it’s one thing to have capabilities in one region but it’s quite another to translate them to every corner of the world. Top that with unmatched image processing power that is source-agnostic, pulling from the largest pool of agricultural imagery in the world and securely stored by the pixel with instantaneous access in the format you need.
Geosys does not have a “one-size-fits-all” model. Even with our proprietary tools, we meet with you to understand your needs. Pricing reflects everything from areas of interest, minimum delivery requirements and number of users. Get started by talking with one of our representatives who can quickly provide a basic quote once a few initial questions are answered.
Geosys acquires imagery from Landsat 8 and Sentinel 2, which are both government run missions that provide free access. Additionally, we source imagery from a wide array of private satellite companies and have contracts with any relevant to agriculture providing scientific grade data. We build an acquisition program based on our customers’ needs by aligning our resources accordingly. This is a very different approach from our competitors who generally utilize one private source in addition to one or both government satellites – presumably because it is very complicated to accurately calibrate multiple sources and can become a time-consuming process without a proper system. Few providers intercalibrate the data and simply show imagery “as is.” Our proprietary processing system is source agnostic, so we can seamlessly take in imagery from any source for calibration, and it’s almost fully automated, so maps are available shortly after image acquisition.
First and foremost, we consider both sources to be valuable options for agriculture. Each has strengths and weaknesses but can be used together to deliver better results. As of today, we have not seen a scalable drone data source able to meet our scientific and quality standards – but we hope to find one soon. The ultimate difference can be boiled down to three main points:
Resolution – in general, drones can deliver at a higher spatial resolution. But higher isn’t always better, as it’s dependent on the need and the use. For example, most commercial variable rate applicators cannot treat zones smaller than 5 meters. You can learn more about resolution here.
Coverage – Satellites can cover larger areas much faster but it’s more complicated to target a specific spot, which makes satellites better equipped for monitoring large areas and drones better equipped for precise scouting.
Resources – Running a drone requires extra investment, be it time or manpower. Additionally, because it takes a drone multiple passes to cover a field – creating different view angles and acquisition conditions – extra work needs to be done to stitch together imagery to get the full picture. Satellites are constantly acquiring imagery and systems like ours provide easy access.
Our primary focus is broad acre crops, pastures and sugar cane. If you have needs for other crops, contact us to discuss capabilities and options.
There are many factors affecting yield and many ways to measure them, but the best information comes from the plants themselves – think of them as tens of thousands of sensors per hectare. Geosys uses satellite imagery to give you an accurate and unbiased view of crop’s potential by analysing sun light reflectance. Higher potential crops absorb more of some light wavelengths and reflect more light from other wavelengths. Geosys uses reflectance to calculate crop health indices, such as NDVI, EVI, CVI and GNDVI – one of the many layers of data in our proprietary products and the custom solutions we create for our clients. You can learn more about how satellites measure plant health here.
What Geosys can do for you
Manage exposure to risk
- Create risk maps for underwriting using 20+ years of historical weather conditions
- Define more accurate premiums and coverages by combining risk maps with field level vegetation data to better understand individual performances
- Enable fair market pricing by establishing unique portfolios based on risk profiles
Improve operational efficiency
- Ease and standardize underwriting by quickly evaluating risk profile
- Improve cashflow management through policy dispersion maps to immediately detect risky exposures
- Simplify the claims management process by prioritizing field visits
- Avoid improper indemnities with satellite maps to validate weather conditions and measure damages
Develop better insurance products
- Inform new index-based models with accurate, reliable third-party data
- Use our tools to look at current and historic crop and weather data in any region
- Demonstrate the value of index-based products to customers with localized simulations based on historical data
Helping you find the right solution
Vegetation Indexes
-
NDVI (Normalized Difference Vegetation Index), EVI (Enhanced Vegetation Index), CVI (Chlorophyll Vegetation Index), GNDVI (Green Normalized Difference Vegetation Index), LAI (Leaf Area Index) and more if needed.
-
Color composition maps: True and False colors maps used to visualize vegetation cover.
-
Vegetation Time series: vegetation growth measured daily
-
Burnt crop index
Agronomic Analytics
-
Yield Variability and Yield Goal Map
-
Organic Matter Map
-
Satellite derived Management Zones
-
Elevation and slopes map
-
Nitrogen application maps (for wheat, barley, canola and more)
-
Field Variability indicator
-
Yield Trend Update
Weather Data
-
Multi-model dataset covering historical, current weather and forecasts
-
Several aggregation levels: admin unit, small ag region and location based
-
Ag parameters: temp min, max, average, rainfall, wind speed, humidity, snow depth, atmospheric pressure, soil moisture and temperature precipitations (Daily)
Notifications & Warnings
-
New satellite image notification
-
Difference map with change detection
-
Fields benchmarking
-
Vigor status change
-
Agro climatic alerts
-
Crop emergence date
-
Harvest date
-
Crop flowering date
Web Applications
Get started today with ready-to-use applications or discover how we can build a solution tailored to your business.